International Advisor (non-lawyer)
Joseph Theriaga serves as the firm’s international advisor and consultant for international companies operating or seeking to operate in Florida. He has over thirty years of professional experience in diversified arenas, such as banking, business, and real estate, in Europe and the United States.
As a leading promoter, he successfully contributed to the opening and operation in Portugal of one of the largest American car rental companies. He participated and served as an advisor for the owners of a large agriculture concern in Brazil, eventually resulting in its successful sale. In the United States, he was the Chief Executive Officer and President of a European-owned American Real Estate Investment Company, EuroAtlantic Inc., which was involved in acquisition, construction, and sale of residential and commercial properties.
His banking career started in the early 1970s, in Portugal, where he worked in several departments of the largest local privately owned Portuguese bank, B.E.S.C.L., where he attained the title of Assistant Vice President of International. Following a brief interruption caused by the 1974 Portuguese revolution, he moved to London, where he became the U.K. Representative of a Portuguese-owned Brazilian Bank, Banco Inter-Atlantico de Investimento.
In 1978, the Portuguese owners of Banco Inter-Atlantico de Investimento also purchased Biscayne Bank, a community bank in Miami. Soon after Mr. Theriaga moved to Miami where, in addition to holding the Presidency of EuroAtlantic Inc., he became an International Consultant and Member of the Board of Directors of Biscayne Bank.
In 1983 he was appointed by the President of the Republic of Portugal to the position of Honorary Consul General of Portugal for the State of Florida, a position that he held for almost 27 years.
During 1990, Mr. Theriaga and a group of Portuguese investors applied for, and successfully obtained, a Florida bank charter for EuroBank. Mr. Theriaga served as the Chief Executive Officer and President of EuroBank until its sale to Banco do Brasil in 2012. EuroBank operated offices in Coral Gables, Pompano Beach, and Boca Raton. To increase the capital of EuroBank, Mr. Theriaga successfully attracted new investors from Portugal and Angola, with the intent of expanding the size of the franchise. Global events, however, contributed to the contraction of economies in several countries, including Portugal, and the majority shareholders directed Mr. Theriaga to sell EuroBank. Notwithstanding the difficulties associated with the sale, Mr. Theriaga was the driving force behind the efforts that concluded with the sale of EuroBank to Banco do Brasil, the largest bank headquartered in South America..
Mr. Theriaga’s academic achievements include Chemical Engineering studies at Lisbon Technical University, a Master in Business Administration (International) Degree from the University of Miami, a Master in Banking Degree from the Louisiana State University, and many professional licenses and seminars.
In 2003, the President of the Republic of Portugal conferred to Mr. Theriaga the “Honor of Merit Medal”, for services rendered to Portugal during his tenure as Consul of Portugal in Florida.
Joseph Theriaga is not licensed to practice law.